Take Full Command of Your Financial Future, Together.
TracFi is an all-in-one collaborative wealth manager. Effortlessly track multi-currency bank accounts, cash flow transactions, smart savings vaults, goal milestones, precious metals, and category budgets across isolated Personal, Couple, and Family workspaces.
Feature Directory
Everything You Need for Financial Clarity
TracFi brings together 9 powerful modules designed to eliminate spreadsheet chaos and empower sound wealth decisions.
1. Bank & Financial Accounts
Unified single-view tracker for all your Checking, Savings, Investment, Fixed Deposit, and Credit Card accounts.
2. Income & Expense Engine
Record incoming income streams and outgoing expenses with precise categorization, payment method tags, and receipt notes.
3. Smart Savings Vaults
Earmark funds into dedicated savings buckets (Emergency Fund, Vacation, Health) without moving money out of your main bank account.
4. Goals & Milestones
Set long-term financial milestones (House Purchase, Children's Education, Early Retirement) with milestone contribution logs.
5. Intelligent Budgeting
Assign monthly spending caps to categories (Groceries, Utilities, Dining out) and receive real-time remaining budget alerts.
6. Precious Metals Vault
Track physical Gold and Silver holdings (bullion, coins, bars, jewelry) with live spot market price valuation.
7. Financial To-Do Queue
Keep track of recurring bill due dates, tax filing deadlines, insurance renewals, and investment tasks in an interactive task board.
8. Interactive Visual Analytics
Chart.js 4 powered graphical visualizations for Income trends, Expense distributions, Savings growth, and Goal completion pacing.
9. Multi-Tenant Workspaces
Seamlessly switch between Personal, Couple (strictly 2 persons), and Family workspaces with automated record migration protection.
Workspace Architecture
Personal, Couple, or Family Workspaces
TracFi enforces strict data isolation so you can manage your solo budget or collaborate with your partner or family effortlessly.
Personal Workspace
100% private single-user environment. Track your salary, personal credit cards, investments, and solo financial goals in complete confidentiality.
- ✓ 1 Active Member
- ✓ Personal Accounts & Cards
- ✓ Upgradeable to Couple/Family
Couple Workspace
Designed for partners & spouses. Allows exactly 2 members. Owners can invite their partner via Hex ID. Once 2 members join, invite options are automatically hidden.
- ✓ Maximum 2 Active Partners
- ✓ Shared Household Budget
- ✓ Safe Partner Data Migration
Family Workspace
Multi-member workspace for extended families, joint property management, and shared goals. Includes edit approval workflows for high control.
- ✓ Multiple Family Members
- ✓ Head & Member Approval Rules
- ✓ Consolidated Family Net Worth
Interactive Wealth Growth Estimator
See how consistent monthly savings compound over time with TracFi goals.
Constantly Evolving Wealth Engine
All current features form Version 0.1. Explore our active work in progress and upcoming product backlog items.
TracFi Core Launch — Collaborative Wealth Engine
Initial public release establishing the foundational multi-tenant wealth tracking system for individuals, couples, and families.
Automation & Financial Intelligence
Active development on automated cashflows, recurring logs, and statement imports.
Advanced Analytics & Family Office Reports
Planned expansion for custom reporting, AI insights, and broader asset classes.
Have a Feature Suggestion or Want to Work With Us?
Once logged in, submit your ideas or collaborate directly by raising a ticket at https://tracfi.in/support/index.
Engineered by Regu Ram
"As a Senior Data Engineer, I built TracFi to solve my own struggle with scattered spreadsheets and unsecure finance apps. TracFi is built on high data fidelity, zero telemetry bloat, and strict multi-tenant workspace isolation."