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TracFi
Transparent Product Engineering & Changelog

Version History, Work In Progress & Roadmap

Track how TracFi evolves. Review released capabilities starting with Version 0.1, active features being crafted, and upcoming roadmap initiatives.

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Released Versions & Features

Production Live
Version 0.1

TracFi Core Launch — Collaborative Wealth Engine

Initial public release establishing the foundational multi-tenant wealth tracking system for individuals, couples, and families.

Released: July 27, 2026

Included Capabilities in v0.1

Core Engine

Multi-Tenant Workspace Engine: Isolated Personal, Couple, and Family workspaces with role-based member management.

Accounts

Unified Bank & Credit Ledger: Multi-currency account tracking across savings, current, and credit accounts.

Investments

Precious Metals Asset Vault: Physical gold & silver holdings tracking with live/manual market valuation.

Security

2FA Security & Session Control: Email OTP two-factor authentication and active session protection.

Transactions

Income & Expense Cashflow Engine: Categorized transaction logging with workspace visibility controls.

Budgeting

Category Budget Planner: Real-time budget limit allocation with visual progress meters and alert thresholds.

Savings

Smart Savings Vaults: Dedicated savings targets with locked fund tracking.

Goals

Financial Goals & Milestones: Goal completion timelines with progress percentages.

Productivity

Workspace Isolated To-Do & Tasks: Shared task lists for financial planning and workspace maintenance.

Analytics

Visual Analytics & Charts: Interactive breakdowns for Income, Expense, Savings, and Goals trends.

Support

Support Desk & Feedback Center: In-app support ticketing system with file attachment uploads.

Administration

Admin Control Console: Centralized administration for user activity, workspace directory, and tickets.

Work In Progress (Active Development)

In Flight
Version 0.2

Automation & Financial Intelligence

Active development on automated cashflows, recurring logs, and statement imports.

Target Release Coming Soon

Features Currently Being Built

Automation

Recurring Automated Transactions: Schedule repeating income and recurring subscriptions auto-logged into ledgers.

Accounts

Multi-Currency Real-time FX Sync: Automated exchange rate conversion for international assets.

Import/Export

CSV & Bank Statement Parser: Bulk transaction import from CSV templates.

Future Plans & Product Backlog

Planned Roadmap
Version 0.3

Advanced Analytics & Family Office Reports

Planned expansion for custom reporting, AI insights, and broader asset classes.

Planned Horizon

Backlog Items & Planned Architecture

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Analytics

Custom PDF & Excel Financial Reports: Export comprehensive monthly and yearly workspace balance sheets.

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Intelligence

AI Financial Coach Insights: Smart spending anomaly detection and optimized savings recommendations.

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Investments

Expanded Investment Vault: Integration with stocks, mutual funds, and crypto asset tracking.

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Governance

Collaborative Expense Approval Workflow: Threshold-based expense edit and approval requests between partners.